"I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment."
"Coming home, I drove into the wrong house and collided with a tree I don’t have."
"I thought my window was down, but I found out it wasn’t when I put my head through it."
"A truck backed through my windscreen into my wife’s face."
"The guy was all over the road. I had to swerve a number of times before I hit him."
"In an attempt to kill a fly, I drove into a telephone pole."
"I was on my way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident."
"To avoid hitting the bumper of the car in front I struck the pedestrian."
"My car was legally parked as it backed into the other vehicle."
"An invisible car came out of nowhere, struck my car and vanished."
"I am sure the old fellow would never make it to the other side of the road when I struck him."
"The pedestrian had no idea which way to run, so I ran over him."
"I saw a slow moving, sad faced old gentleman, as he bounced off the roof of my car."
"I was thrown from the car as it left the road. I was later found in a ditch by some stray cows."
A Norwich Union customer collided with a cow. The questions and answers on the claim form were:
Q: What warning was given by you?
A: Horn
Q: What warning was given by the other party?
A: Moo!
"First car stopped suddenly, second car hit first car and a haggis ran into the rear of second car."
"Windscreen broken. Cause unknown. Probably voodoo."
"The indirect cause of the accident was a little guy in a small car with a big mouth."
"I started to slow down but the traffic was more stationary than I thought."
"I pulled into a lay-by with smoke coming from under the bonnet. I realised the car was on fire so I took my dog and smothered it with a blanket."
Q: Could either driver have done anything to avoid the accident?
A: Travelled by bus?
"On the M6 I moved from the centre lane to the fast lane but the other car didn’t give way."
"I was going at about 70 or 80 mph when my girlfriend on the pillion reached over and grabbed my testicles, so I lost control."
"I didn’t think the speed limit applied after midnight."